LOAN RATES
Subject to change without notice
revised 4/18/08
| Age of Vehicle |
Term |
Loan Amount |
Fixed Rate |
** Variable Rate |
| 0-8 years old |
60 mo |
- - - - - |
as low as 5.15% apr |
as low as 5.00% apr |
| 4 years or less |
72 mo |
$20,000 or more |
as low as 5.40% apr |
as low as 5.25% apr |
| 2 years or less |
84 mo |
$25,000 or more* |
as low as 6.45% apr |
as low as 6.25% apr |
| > 9 years old |
48 mo |
- - - - - |
as low as 7.45% apr |
as low as 7.25% apr |
*Less than 29,000 miles
**Variable rates listed are not available through dealer financing
apr = annual percentage rate
For payment amount, use our Loan Calculator (Not a guarantee of credit).
Membership open to residents & those employed in Box Elder County, Utah. Relatives of members are also eligible for membership. Those who worship or attend school in Box Elder County are also eligible to join.
Read about our auto loans>>
Subject to change without notice
| Type |
Rate |
| In House Mortgages available |
call office for current rate |
| 30 Year Mortgage |
call office for current rate |
| Home Equity - 80% LTV (100% available) |
as low as 5.00% apr* |
*Home equity loan interest rates are variable based on prime.
BECCU brokers 15, 20 and 30 year mortgage loans through various investors.
Read about our Mortgage Loans>>
Read about our Home Equity Loans>>
Trailers and Motor-Homes
| Loan Amount |
Term of Loan |
Fixed Rate |
** Variable Rate |
| $1 - $5,999 |
5 years |
as low as 5.25% apr |
as low as 5.50% apr |
| $6,000 to $9,999 |
7 years |
as low as 5.50% apr |
as low as 5.25% apr |
| $10,000 and greater |
10 years |
as low as 5.75% apr |
as low as 5.50% apr |
| $20,000 and greater |
12 years |
as low as 6.50% apr |
as low as 6.25% apr |
Boats, Off-Road Motorcycles, Enclosed Utility and Horse Trailers
| Loan Amount |
Term of Loan |
Fixed Rate |
** Variable Rate |
| $1 - $5,999 |
5 years |
as low as 5.25% apr |
as low as 5.0% apr |
| $6,000 to $9,999 |
7 years |
as low as 5.50% apr |
as low as 5.25% apr |
| $10,000 and greater |
10 years |
as low as 5.75% apr |
as low as 5.50% apr |
| $20,000 and greater |
12 years |
as low as 6.50% apr |
as low as 6.25% apr |
| Loan Amount |
Term of Loan |
Fixed Rate |
** Variable Rate |
| $1 - $5,999 |
5 years |
as low as 6.25% apr |
as low as 6.25% apr |
| $6,000 and greater |
7 years |
as low as 6.50% apr |
as low as 6.25% apr |
Utility Trailers (open flatbed style)
| Loan Amount |
Term of Loan |
Fixed Rate |
** Variable Rate |
| $1 and greater |
5 years |
as low as 7.25% apr |
as low as 7.00% apr |
**Variable rates listed are not available through dealer financing
For payment amount, use our Loan Calculator
Read about our Boat, ATV, Motorcycle and other RV loans>>
| Term |
Loan Amount |
Fixed Rate |
Variable Rate |
| Up to 60 months |
Determined by gross income |
as low as 12.00% apr |
as low as 10.50% apr |
Read about our Personal Loans>>
| No annual fee - Variable rate |
25 day grace period |
9.90% apr |
Read about Visa Credit Card Rates>>
| No annual fee |
No grace period |
14.50% apr |
Read about Visa Debit Cards>>
| $35 processing fee |
30 day term |
18.00% apr |
Read about Payday Loans>>
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